Step 1: Save on your commute expenses when you take transit

Calculate your cost to commute by vehicle:

Miles from your home to your workplace (roundtrip)

Number of days per month that you drive to work

Cost per day to park

Number of days per month you park

Your total annual cost to commute by vehicle*

*Based on AAA 2004 average cost per mile 14.1¢ for gasoline, auto maintenance and tires. Current average may be higher due to increased gasoline prices.

Step 2: Save 10% on cost of your transit pass

Select your RTD-IRA annual transit pass savings (based on the type of pass you purchase):

Regional Pass Savings $162.00 Express Pass Savings $118.80 Local Pass Savings $54.00

Step 3: Save up to 30% on pre-tax savings

Select your annual pre-tax savings** on specific RTD-IRA discounted pass:

Pre-tax Savings Regional Pass $378.00 Pre-tax Savings Express Pass $320.00 Pre-tax Savings Local Pass $145.00

**Savings based on an average tax bracket of 30%, your specific pass choice and the maximum pre-tax benefit of $105 per month for 12 months determined by Internal Revenue Service.

Step 4: Calculate your total savings

Your total savings for one year with the RTD-IRA program will be calculated using the choices you entered in the form above.

Your RTD-IRA total annual savings