Welcome to RTD-IRA

RTD’s Individual Rider Account (RTD-IRA) is an innovative transit benefit program that allows employers and employees to enjoy the many advantages of riding transit while saving money.

Employers that offer the RTD-IRA to their employees can save as much as $100 per employee per year on payroll taxes while providing a valuable employee benefit.

Employees who sign up for the RTD-IRA can save up to $1,500 a year with the RTD-IRA pre-tax savings, transit pass discount and reduced commuting expenses.

The RTD-IRA is available only through employers. If your company is not currently enrolled in the RTD-IRA program, please contact RTD at 303.299.2122 or by email at Contact Us.